2023 Financial Literacy Resource Webinar
Welcome and thank you for visiting the DFPI’s 2023 Financial Literacy Resource webinar webpage! Our goal is to share resources and raise awareness about the importance of financial education and resources, especially now with the many economic uncertainties.
This year, we are hosting our annual resource fair virtually, on Wednesday, April 26, 2023, which includes a roundtable discussion regarding Creating Wealth for All Californians, and highlighting a few of the many vendors that promote financial empowerment and security. Please check out all of our resources and community partners!
Financial Literacy Month Resource Fair Webinar Agenda:
April 26, 2023, 11:00 am
- DFPI – Katie Carruesco, Targeted Outreach Specialist
- Exhibitor Highlights
- Federal Deposit Insurance Corporation (FDIC) – Luke Reynolds, Regional Manager, Community Affairs
- California Housing Finance Agency (CalHFA) – Eric Johnson, Marketing and Communications Specialist
- California State Treasurer’s Office – CalSavers – Carolina Hernandez, Outreach Specialist
- California State Treasurer’s Office – ScholarShare 529 – Diana Sanchez, Outreach Specialist
- Special Guest Remarks
- DFPI Commissioner, Cloey Hewlett
- Roundtable Discussion: Creating Wealth for All Californians
- Moderated by Suzanne Martindale, DFPI Senior Deputy Commissioner, Consumer Financial Protection Division
- Dawnnesha Smith, L.A. County Department of Consumer and Business Affairs, Center for Financial Empowerment
- Landon Tymochko, Financial Planning Association
- Nalisha Anderson, Financial Empowerment Advocate/Housing Advocate, Family Assistance Program
Don’t forget to visit our financial literacy partners and exhibitors with their information below!
- If you are interested in becoming an exhibitor, please email email@example.com.
Key Consumer Links
DFPI 2023 Financial Literacy Resource Partners and Exhibitors
Department of Financial Protection and Innovation
The Department of Financial Protection and Innovation (DFPI) provides a variety of information and resources with a goal providing consumers, like you, with tools essential to make smart financial decisions.
Access our free resources and learn more: www.DFPI.ca.gov/outreach
California Housing Finance Agency
For more than 45 years, the California Housing Finance Agency (CalHFA) has supported the needs of low- and moderate-income renters and homebuyers by providing financing and programs with a focus on equity. Established in 1975, CalHFA was chartered as the state’s affordable housing lender. The Agency’s Multifamily Lending Division finances affordable rental housing through collaborations with developers, local, state and federal government partners and more, while its Single Family Division partners with a preferred lender network to provide first-time homebuyers with down payment and closing cost assistance and access to first mortgage loans. CalHFA is a self-supported state agency that doesn’t rely on taxpayer dollars for its operational costs but regularly administers various state and federal resources on behalf of the state.
Check out our website at www.calhfa.ca.gov
California State Controller’s Office – Unclaimed Property
California’s Unclaimed Property Law requires banks, insurance companies, corporations, and certain other entities to report and submit their customers’ property to the State Controller’s Office when there has been no activity for a period of time (generally three years). Find out if the Controller is protecting property in your name!
CalSavers is California’s retirement savings program, created by state law to improve retirement security for Californians who don’t have a way to save for retirement at work. Under the law, employers are required to join CalSavers if they do not sponsor a retirement plan. On January 1, 2023, businesses with as few as one employee became eligible to join CalSavers if they do not sponsor a retirement plan.
For savers, CalSavers is a completely voluntary workplace IRA program designed to be simple and portable from job to job. Operating at no taxpayer expense, CalSavers is professionally managed by private sector financial firms with oversight from a transparent public board chaired by the State Treasurer.
CalSavers enables employers to provide their employees with access to a payroll deduction Individual Retirement Account (IRA) with no employer fees or fiduciary responsibility.
For more information visit CalSavers.com. The CalSavers team hosts free public webinars for employers and savers in English, Spanish, Cantonese, and Mandarin. To see the webinar schedule visit CalSavers.com/events.
Carolina Hernandez, Outreach Coordinator
California Department of Human Resources (CalHR) – Savings Plus retirement program
Savings Plus is a voluntary retirement program that allows eligible employees or officers on the payroll of the CA state to supplement their retirement benefits through tax-deferred and Roth payroll contributions. Savings Plus offers a 401(k) Plan and a 457(b) Plan.
Learn more about Savings Plus: https://www.savingsplusnow.com
California State Treasurer’s Office – ScholarShare 529 college savings plan
With ScholarShare 529, you get tax-free growth, low fees, and smart investments from a flexible college savings plan. Getting started is easy: learn about the plan, research investments, and open an account.
Learn more about ScholarShare: https://www.scholarshare529.com/
The California Department of Insurance
The California Department of Insurance (CDI) is the consumer protection agency for the nation’s largest insurance marketplace, overseeing more than 1,400 insurance companies, and licensing more than 450,000 agents, brokers, adjusters, and business entities. CDI also conducts market conduct reviews, resolves consumer complaints, and investigates and prosecutes insurance fraud. For more information, visit http://www.insurance.ca.gov or call 1-800-927-4357
CDI also administers the California Low Cost Auto Insurance Program (CLCA), a state-sponsored program that provides affordable liability insurance to low-to-moderate-income California drivers regardless of immigration status. For more information and to see if you qualify, visit www.mylowcostauto.com or call 866-602-8861.
Federal Deposit Insurance Corporation (FDIC)
The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. To accomplish this mission, the FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.
The FDIC Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. First released in 2001 and regularly updated since then, Money Smart has a long track record of success.
Instructor-led formats can be used by anyone, even if they have no formal training, to train people of all ages and small businesses. Self-paced learning options include How Money Smart Are You? with 14 animated games and related resources covering everyday financial topics. Players can earn virtual coins and certificates of completion. Organizations can create accounts to view game play and certificates for players who choose to link their accounts.
Empowering California Seniors with Information and Resources. Senior Gateway is a one-stop website intended to provide seniors, their families, and caregivers with the information they need to connect to helpful services and resources, to find answers, and solve problems.
This includes information on topics such as: Avoiding and Reporting Abuse & Neglect, Preventing Fraud, Financial Abuse & Common Scams, Health Care Information, and Your Rights
Senior Gateway is sponsored by the Elder Financial Abuse Interagency Roundtable (E-FAIR), a working group with representatives from many California State agencies, and is hosted by the California Department of Insurance.
Senor Gateway: https://seniors.insurance.ca.gov/
U.S. Securities and Exchange Commission
The mission of the U.S. Securities and Exchange Commission (SEC) is to protect investors; maintain fair, orderly, and efficient markets; and facilitate capital formation. The SEC strives to promote a market environment that is worthy of the public’s trust.
As part of that mission, the SEC provides free investor education in a number of forums, including by providing in-person (when permitted) and virtual presentations on investing wisely and avoiding fraud.
Please see the SEC’s investor-friendly website, http://www.investor.gov, which features investor alerts and bulletins and a wealth of financial tools and resources.
U.S. Small Business Administration (SBA)
The U.S. Small Business Administration’s Fresno District Office is responsible for the delivery of SBA’s many programs and services for the counties of Alpine, Fresno, Inyo, Kern, Kings, Madera, Mariposa, Merced, Mono, Monterey, San Benito, San Luis Obispo, Stanislaus, Tulare and Tuolumne in Central California.
The SBA empowers small businesses to:
Social Security Administration
The Social Security Administration (SSA) is part of the retirement plan for almost every American worker. It provides replacement income for qualified retirees and their families. We are constantly expanding our online service offerings to give you freedom and control in how you wish to conduct business with Social Security. Today, you can apply for benefits, check the status of your claim or appeal, request a replacement Social Security card (in many areas), get an instant benefit verification letter, and much more. View our full list of online services.
Contact: Public Affairs Specialist Michael Teixeria at Michael.firstname.lastname@example.org
AARP is a national nonprofit, nonpartisan organization that empowers people to choose how they live as they age.
For more information about resources in Sacramento, visit https://local.aarp.org/sacramento-ca/.
For more about AARP and find an office near you, visit https://www.aarp.org/
For questions, contact Kris Ritualo at Kritualo@aarp.org
Credit Union of Southern California
Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. As part of the CU SoCal community, you get full access to financial planning education resources designed to help you achieve your financial goals.
No matter your age, income, or goals, financial planning is the cornerstone to how you live your life. Savvy saving and spending can help you have more money to buy daily necessities, pay your bills, make dream purchases such as a new house or car, or retire comfortably. From quick video tips and online classes to in-person workshops and one-on-one financial coaching, our CU SoCal is here to provide the tools, connections, and financial planning services you need to get ahead.
For more information, contact Angelica Gallegos at AGallegos@CUSoCal.org or (657) 607-4290.
Financial Planning Association
The Financial Planning Association® (FPA®) in California has thirteen chapters that were formed to be an advocate on behalf of our members and their clients regarding issues that impact our clients’ financial success and the financial planning profession. In addition, FPA in California seeks to be a resource for the state’s elected and appointed officials, offering an informed, professional perspective on legislative and regulatory issues.
FPA in California
Why is financial planning important to California?
www.letsmakeaplan.org – Find a CFP professional search, guidelines on how to choose a financial planner (strictly CFPs).
www.plannersearch.org – Another resource for finding a financial planner, similar to above, but not limited just to CFPs.
www.ffpprobono.org – Supports pro bono financial planning for underserved and impacted groups (i.e. cancer patients, veterans, etc.)
www.advisersgiveback.org – Connects pro bono CFP professionals offering pro bono advice with pro bono clients.
Landon Tymochko, CFP ®, AIF ®
Landon Tymochko is a Registered Representative and Investment Adviser Representative with/and offers securities and advisory services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.
SAFE Credit Union
SAFE Credit Union is a not-for-profit, state-chartered credit union serving the Greater Sacramento region that has made members an integral part of its community vision since 1940. Through SAFE’s Workplace Financial Wellness (WFW) program, SAFE financial education experts have supported employee productivity, retention, and satisfaction for many Sacramento employers, including some of the Sacramento region’s largest, with services tailored for their employees’ unique needs. Insured by NCUA.
To learn how your workplace can benefit from SAFE’s no-cost Workplace Financial Wellness program, visit www.safecu.org/employers.
To access SAFE’s Employee Money Management Toolkit with a myriad of financial literacy tools, such as financial calculators, entertaining blogs, budgeting worksheets, special offers and on-demand learning, visit https://www.safecu.org/community/financial-education.
To learn more about SAFE, visit safecu.org.
For questions on how to take advantage of SAFE’s no-cost Workplace Financial Wellness benefit, contact Karen Shahhosseini at email@example.com
Travis Credit Union
At Travis Credit Union, we are committed to helping people take control of their financial lives. Celebrating 70 years of ‘People Helping People’ in 2021, Travis Credit Union’s Awesome Cause was created to change lives and lift communities through financial wellness. For free financial education resources, live and on-demand webinars, and financial coaching through Greenpath, please visit traviscu.org/awesomecause.
Contact: Galen Dobbins, Government Affairs Officer, firstname.lastname@example.org.
The Sacramento Municipal Utility District
The Sacramento Municipal Utility District (SMUD) is a not-for profit public utility that has been providing our customers with reliable power for more than 70 years.
SMUD is here to help you. We understand that many customers still face financial difficulties the lasting and continue to make every effort to help our customers keep their power on. To prevent disconnections, please take advantage of our financial assistance programs, flexible payment plans and other community resources to help you with your SMUD bill. Learn more at http://smud.org/HereToHelp. For income eligible customers, we offer the Energy Assistance Program Rate (EAPR). This program provides income eligible customers with a monthly discount based on household size and income at the time of application.
Learn more at:
Anita Johnson & Associates
Anita Renee’ Johnson is the founder of ARJ & Associate, a company she formed in 1996 with the mission to equip women business owners with sound financial advice allowing them to make sound financial decisions.
Money Wisdom for Women (MWFW), founded by Ms. Johnson in 2009, is a spin-off company of ARJ & Associates, whose mission is to equip women with wealth building skills, allowing them to leave a legacy for their children.
Let Anita help you enhance your healthy financial habits taking away fear, anxiety, uneasiness, guilt and so many other unhealthy feelings.
Our focus is ﬁnancial dignity and inclusion. We equip young people and adults with the ﬁnancial tools and education to secure a better future—coaching them through their personal aspirations and life’s challenges, and facilitating their journey to ﬁnancial independence.
For more information, visit https://operationhope.org/
Contact Yolanda Butler 925-567-4906 or email@example.com
The DFPI does not endorse any financial companies/organizations, products or professionals listed here. Exhibitors are only listed as educational resources and participants of the DFPI’s 2022 Financial Literacy Resource Fair.
About the DFPI
The DFPI protect consumers against companies or individuals offering financial products and services. The DFPI’s mission is to protect California consumers from unfair, deceptive, and abusive practices as well as financial fraud and scams. To learn more about the DFPI, file a complaint or verify a license, visit our website at: www.dfpi.ca.gov or call toll free 1-866-275-2677.
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