California Financial Law – Regulations

Invitation For Comments

PRO 13/11 – MLO Branch Offices

Comment Period Ends: July 25, 2014

AMEND:  Title 10 Sections 1404, 1414, 1422.6.1, 1422.6.3, 1950.003, 1950.122.5.1, 1950.122.5.3, and 1950.122.6

• Notice – PRO 13/11 (PDF)
• Text – PRO 13/11 (PDF)

Proposed Regulations – California Finance Lenders Law

PRO 03/13 – Non-Depository Operating Subsidiaries

Comment Period Ends: December 08, 2014

ADOPT: Title 10, Sections 1422.3 and 1950.122.4.2

• Notice – PRO 03/13 (PDF) 
• Proposed Text – PRO 03/13 (PDF)
• Initial Statement of Reasons – PRO 03/13 (PDF)

Approved Regulations – California Finance Lenders Law

PRO 15/13 – Pilot Program for Increased Access to Responsible Small Dollar Loans
[SB 318 (Chapter 467, Statutes 2013)]

ADOPT:  Title 10, Sections 1600, 1601, 1602, 1603, 1604, 1605, 1606, 1606.1, 1607, 1608, 1609, 1610, 1611, 1612, 1613, 1614, 1615, 1616, 1617, and 1618

AMEND:  Title 10, Section 1550

REPEAL:  Title 10, Sections 1580, 1581, 1582, 1583, 1584, 1585, 1586, 1587, 1588, 1589, 1590, 1591, 1592, 1593, 1594, 1595, and 1596

Effective Date of Rules: July 17, 2014

• std 400-Approved | Order – PRO 15/13 (PDF)
• Final Statement of Reasons – PRO 15/13 (PDF)
• CFL 1602 (1-14) (PDF)
• CFL 1603 (1-14) (PDF)
• CFL 1606 (1-14) (PDF)
• CFL 1606.1 (1-14) (PDF)

PRO 18/11 AB 1424 Franchise Tax Board: Delinquent Tax Debt

AMEND:  Title 10 Sections 260.210, 260.211, 260.211.1, 260.231, 1422, 1422.7, 1423, 1581, 1582, 1805.204, and 1950.122.8

ADOPT:  Title 10 Section 1430

Effective Date of Rules: January 7, 2014

• Order – PRO 18/11 (PDF)
• Final Statement of Reasons – PRO 18/11 (PDF)
• Addendum to the Final Statement of Reasons – PRO 18/11 (PDF)

PRO 14/10 – Finance Lenders Pilot Program (SB 1146 (2010))

Adopt Sections 1580, 1581, 1582, 1583, 1584, 1585, 1586, 1587, 1588, 1589, 1590, 1591, 1592, 1593, 1594, 1595, and 1596

Effective December 21, 2011

• Order
• Final Statement of Reasons
• Addendum to Final Statement of Reasons

PRO 16/08 – SAFE Mortgage Licensing Act

ADOPT: 1409.1, 1414, 1422.4, 1422.4.1,1422.4.5, 1422.5, 1422.6, 1422.6.1, 1422.6.2, 1422.6.3, 1422.7, 1422.7.1, 1422.9, 1422.10, 1422.11, 1422.12, 1424, 1437, 1950.122.2.1, 1950.122.4, 1950.122.4.1, 1950.122, 1950.122.5, 1950.122.5.1, 1950.122.5.2, 1950.122.5.3, 1950.122.5.4, 1950.122.6, 1950.122.7, 1950.122.8, 1950.122.9, 1950.122.10, 1950.122.11, 1950.122.12, 1950.122.15, 1950.205.1, 1950.209, 1950.307

AMEND: 1404, 1409, 1411, 1430.5, 1431, 1433, 1436, 1454, 1550, 1552, 1557, 1950.003, 1950.122.2, 1950.123, 1950.204.3, 1950.204.4, 1950.301, 1950.314.8, 1950.316, 1950.317

REPEAL: 1950.122

Effective: May 25, 2011

• Order – PRO 16/08 (PDF)
• Final Statement of Reasons – PRO 16/08 (PDF)

PRO 01/07 – Nontraditional Mortgage Products

PRO 01/07 – California Finance Lenders Law and the California Residential Mortgage Lending Act: Nontraditional Mortgage Products

Rule(s): 1436 & 1950.314.8

Effective: January 1, 2008

• Order -PRO 01/07 (PDF) 
• Final Statement of Reasons – PRO 01/07 (PDF) 
• Supplemental to Final Statement of Reasons – PRO 01/07 (PDF)
• Instructional Guide for Comparison Chart – PRO 01/07 (PDF)
• Nontraditional Mortgage Products Comparison Chart – PRO 01/07 (PDF)

PRO 21/05 – Fingerprint and Criminal History Record Checks, Application Form Revisions

PRO 21/05 – CFLL Fingerprint and Criminal History Record Check, Application Form Revisions, and Other Related Matters

Rule(s) 1409, 1422, and 1423

Effective date: 12/07/07

• Order -PRO 21/05 (PDF) 
• Final Statement of Reasons – PRO 21/05 (PDF)

PRO 31/02 – Guarantee Loan Rules (Live Checks)

PRO 31/02 – California Finance Lenders Law: Guarantee Loan Rules Live Checks)

Rule: 1556

Effective Date: 04/24/05

• Order – PRO 31/02 (PDF)
• Final Statement of Reasons – PRO 31/02 (PDF)

OP 10/01- Implementing short and long form applications for licensure

OP 10/01 – California Finance Lenders Law: Implement short and long form applications for licensure.

Rule: 1422 and 1423

Effective Date: 12/16/02

• Short and long forms 
• Order – OP 10/01 (PDF)
• Final Statement of Reasons – OP 10/01 (PDF)