Consumer Insights 2024
Build Wealth Through Banking
In addition to providing a safe place to put your money, most banks and credit unions can help you invest your money and earn a return on interest. Here are some banking services that can help you get started with building wealth.
Advancing Asian American Communities through Opportunity
Meet two of our community partners that support financial education and empowerment programs for Asian American and immigrant communities in California.
Your Top Student Loan Questions Answered: What if my loan is transferred to a new servicer?
Starting May 1, 2024, some student loan borrowers seeking loan forgiveness will have their student loans transferred from the Missouri Higher Education Loan Authority (MOHELA) to be serviced by the U.S. Department of Education. If your student loan account is transferred, follow these guidelines for what to do next.
Protect Yourself from Imposter Scams
Americans lost over $10 billion to scams last year. Imposter scams were identified as the most reported scams in 2023. Learn how to recognize the red flags and protect yourself from the most common types of imposter scams.
Three Steps to Managing and Getting Out of Debt
Debt can build up quickly and compound when not managed carefully. Follow these three steps to manage and get out of debt.
Strengthening the Legacy of César Chávez
DFPI’s mission is to foster an economy that works for everyone in California. Meet some CalMoneySmart grantees that support financial education and empowerment programs for farmworker and immigrant communities across California.
Buy Now, Pay Later: Protect Yourself Before You Check Out
Buy Now, Pay Later (BNPL) plans are a popular way to make purchases online. But like all forms of credit, BNPL comes with its share of risks. Before your next big purchase, make sure you are adequately informed about BNPL, so you don’t end up owing more than you bargained for.
Women Supporting Women in the Financial Marketplace
Throughout Women’s History Month, the DFPI is recognizing women across California who are working to eliminate gender bias and discrimination in the financial marketplace. Learn about community leaders that promote equity, diversity, and inclusion for women through financial education programs and entrepreneurial initiatives.
Five Steps to Building Generational Wealth
Generational wealth is financial wealth and assets that can be passed down from one generation to the next, giving your heirs the gift of greater financial security. If you are new to financial planning, you may be wondering how to start building a wealth portfolio. Follow these five steps to get started on your generational wealth building journey.
Your Top Student Loan Questions Answered: IDR One Time Adjustment & SAVE Programs
The U.S. Department of Education has rolled out a 12-month on-ramp period to protect borrowers from the harsh consequences of missed payments. The IDR One Time Adjustment, PSLF, and SAVE programs are additional options for borrowers who are still struggling to make payments.