Consumer Insights
Buy Now, Pay Later: Protect Yourself Before You Check Out
Buy Now, Pay Later (BNPL) plans are a popular way to make purchases online. But like all forms of credit, BNPL comes with its share of risks. Before your next big purchase, make sure you are adequately informed about BNPL, so you don’t end up owing more than you bargained for.
Women Supporting Women in the Financial Marketplace
Throughout Women’s History Month, the DFPI is recognizing women across California who are working to eliminate gender bias and discrimination in the financial marketplace. Learn about community leaders that promote equity, diversity, and inclusion for women through financial education programs and entrepreneurial initiatives.
Five Steps to Building Generational Wealth
Generational wealth is financial wealth and assets that can be passed down from one generation to the next, giving your heirs the gift of greater financial security. If you are new to financial planning, you may be wondering how to start building a wealth portfolio. Follow these five steps to get started on your generational wealth building journey.
Your Top Student Loan Questions Answered: IDR One Time Adjustment & SAVE Programs
The U.S. Department of Education has rolled out a 12-month on-ramp period to protect borrowers from the harsh consequences of missed payments. The IDR One Time Adjustment, PSLF, and SAVE programs are additional options for borrowers who are still struggling to make payments.
Romance Scams: What consumers need to know
The best way to thwart love scammers is to be clear-eyed about the ways they steal your heart, and your wallet.
Successful Budgeting & Financial Planning for the New Year
Financial literacy is a valuable life skill that helps us make smart financial decisions. The better we understand the complexities of the financial world, the more empowered we are to take control of our finances and avoid financial scams and fraud. Budgeting is a solid first step in building financial stability. Follow these tips to get started.
Basic Banking and Credit for New Americans (Part 3): Understanding and Building Your Credit in the U.S.
In part three of our Basic Banking and Credit for New Americans series, learn about credit scores and how they affect your access to loans and other types of credit. Follow these tips, and you’ll be well on your way to establishing a good credit score.
Basic Banking and Credit for New Americans (Part 2): Inclusive Banking Services for New Californians
In part 2 of the Basic Banking and Credit for New Americans series, take a deeper dive into banking in the U.S. Learn how to choose the right bank, type of account, and financial services that best fit your unique financial and personal situation.
Tips for Safe Charitable Donations
Fake causes and charity scams always increase during the holiday gift-giving season. Scammers prey on your holiday goodwill. As you’re planning your year-end gift giving to your favorite nonprofits and charities, follow these tips for safe charitable donations.
Your Top Student Loan Questions Answered: Public Student Loan Forgiveness
The DFPI’s Student Loan Ombudsperson, Celina Damian, shares the most asked questions from borrowers, and their answers, regarding the Public Service Loan Forgiveness (PSLF) program.