Consumer Insights
Protect Yourself from Imposter Scams
Americans lost over $10 billion to scams last year. Imposter scams were identified as the most reported scams in 2023. Learn how to recognize the red flags and protect yourself from the most common types of imposter scams.
Three Steps to Managing and Getting Out of Debt
Debt can build up quickly and compound when not managed carefully. Follow these three steps to manage and get out of debt.
Strengthening the Legacy of César Chávez
DFPI’s mission is to foster an economy that works for everyone in California. Meet some CalMoneySmart grantees that support financial education and empowerment programs for farmworker and immigrant communities across California.
Buy Now, Pay Later: Protect Yourself Before You Check Out
Buy Now, Pay Later (BNPL) plans are a popular way to make purchases online. But like all forms of credit, BNPL comes with its share of risks. Before your next big purchase, make sure you are adequately informed about BNPL, so you don’t end up owing more than you bargained for.
Women Supporting Women in the Financial Marketplace
Throughout Women’s History Month, the DFPI is recognizing women across California who are working to eliminate gender bias and discrimination in the financial marketplace. Learn about community leaders that promote equity, diversity, and inclusion for women through financial education programs and entrepreneurial initiatives.
Five Steps to Building Generational Wealth
Generational wealth is financial wealth and assets that can be passed down from one generation to the next, giving your heirs the gift of greater financial security. If you are new to financial planning, you may be wondering how to start building a wealth portfolio. Follow these five steps to get started on your generational wealth building journey.
Your Top Student Loan Questions Answered: IDR One Time Adjustment & SAVE Programs
The U.S. Department of Education has rolled out a 12-month on-ramp period to protect borrowers from the harsh consequences of missed payments. The IDR One Time Adjustment, PSLF, and SAVE programs are additional options for borrowers who are still struggling to make payments.
Romance Scams: What consumers need to know
The best way to thwart love scammers is to be clear-eyed about the ways they steal your heart, and your wallet.
Successful Budgeting & Financial Planning for the New Year
Financial literacy is a valuable life skill that helps us make smart financial decisions. The better we understand the complexities of the financial world, the more empowered we are to take control of our finances and avoid financial scams and fraud. Budgeting is a solid first step in building financial stability. Follow these tips to get started.
Basic Banking and Credit for New Americans (Part 3): Understanding and Building Your Credit in the U.S.
In part three of our Basic Banking and Credit for New Americans series, learn about credit scores and how they affect your access to loans and other types of credit. Follow these tips, and you’ll be well on your way to establishing a good credit score.