Laws and Regulations – California Residential Mortgage Lending Act
The California Residential Mortgage Lending Act is contained in Division 20 (commencing with Section 50000) of the California Financial Code and the regulations are contained in Subchapter 11.5 of Chapter 3, Title 10, California Code of Regulations.
Proposed Regulations
PRO 03/13 – Nondepository Subsidiaries and Affiliates
Comment Period Ends: September 21, 2015
PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: September 3, 2015
PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: August 7, 2015
PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: December 8, 2014
ADOPT: Title 10, Sections 1422.3 and 1950.122.4.2
PRO 06/14 – MLO Education and Testing Requirements
Comment Period Ends: May 4, 2015
AMEND: Title 10, Sections 1422.6.1, 1422.6.3, 1950.122.5.1, and 1950.122.5.3.
PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
Comment Period Ends: August 29, 2013
AMEND: Title 10, Sections: 260.210, 260.211, 260.211.1, 260.231, 1422, 1422.7, 1423, 1581, 1582, 1805.204, and 1950.122.8.
ADOPT: Title 10, Sections: Section 1430
PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
Comment Period Ends: January 28, 2013
AMEND: Sections 260.210, 260.211, 260.211.1, 260.231, 1422, 1422.7, 1423, 1581, 1582, 1805.204, and 1950.122.8.
ADOPT: Section 1430
Approved Regulations
- AMEND: Title 11, California Code of Regulations, Article 6, section 31.11 – Bond of Residential Mortgage Lender and/or Servicer
Effective Date: September 1, 2021 - PRO 03/13 – Nondepository Operating Subsidiaries
Effective Date: September 28, 2016 - PRO 06/14 – MLO Education and Testing Requirements
- PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
- PRO 16/08 – SAFE Mortgage Licensing Act
- PRO 01/07 – Nontraditional Mortgage Products
- PRO 07/05 – Attorney General’s (AG’s) Electronic Fingerprint Transmission Requirement
- PRO 12/01 – Escrow Law & California Residential Mortgage Lending Act: Establishment of factors to determine frequency of routine regulatory examinations of escrow agent Licensees and California Residential Mortgage Lending Act Licensees, and additional information required to be included in independent annual audit reports of escrow agents.
Past Invitation For Comments
- PRO 13/11 – MLO Branch Offices
Comment Period Ends: July 25, 2014
AMEND: Title 10 Sections 1404, 1414, 1422.6.1, 1422.6.3, 1950.003, 1950.122.5.1, 1950.122.5.3, and 1950.122.6
Commissioner’s Releases – California Residential Mortgage Lending Act
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