Laws and Regulations – California Residential Mortgage Lending Act

The California Residential Mortgage Lending Act is contained in Division 20 (commencing with Section 50000) of the California Financial Code and the regulations are contained in Subchapter 11.5 of Chapter 3, Title 10, California Code of Regulations.

Proposed Regulations

PRO 03/13 – Nondepository Subsidiaries and Affiliates
Comment Period Ends: September 21, 2015

PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: September 3, 2015

PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: August 7, 2015

PRO 03/13 – Nondepository Operating Subsidiaries
Comment Period Ends: December 8, 2014

ADOPT: Title 10, Sections 1422.3 and 1950.122.4.2

PRO 06/14 – MLO Education and Testing Requirements
Comment Period Ends: May 4, 2015

AMEND: Title 10, Sections 1422.6.1, 1422.6.3, 1950.122.5.1, and 1950.122.5.3.

PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
Comment Period Ends: August 29, 2013

AMEND:  Title 10, Sections:  260.210, 260.211, 260.211.1, 260.231, 1422, 1422.7, 1423, 1581, 1582, 1805.204, and 1950.122.8.

ADOPT:  Title 10, Sections:  Section 1430

PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
Comment Period Ends: January 28, 2013

AMEND:  Sections 260.210, 260.211, 260.211.1, 260.231, 1422, 1422.7, 1423, 1581, 1582, 1805.204, and 1950.122.8.

ADOPT:  Section 1430

Approved Regulations

  • AMEND: Title 11, California Code of Regulations, Article 6, section 31.11 – Bond of Residential Mortgage Lender and/or Servicer
    Effective Date: September 1, 2021
  • PRO 03/13 – Nondepository Operating Subsidiaries
    Effective Date: September 28, 2016
  • PRO 06/14 – MLO Education and Testing Requirements
  • PRO 18/11 – AB 1424 Franchise Tax Board: Delinquent Tax Debt
  • PRO 16/08 – SAFE Mortgage Licensing Act
  • PRO 01/07 – Nontraditional Mortgage Products
  • PRO 07/05 – Attorney General’s (AG’s) Electronic Fingerprint Transmission Requirement
  • PRO 12/01 – Escrow Law & California Residential Mortgage Lending Act: Establishment of factors to determine frequency of routine regulatory examinations of escrow agent Licensees and California Residential Mortgage Lending Act Licensees, and additional information required to be included in independent annual audit reports of escrow agents.

Past Invitation For Comments

Commissioner’s Releases – California Residential Mortgage Lending Act

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Last updated: Dec 6, 2021 @ 2:35 pm