Los Angeles, San Francisco, San Diego and Sacramento Cities

Our Mission

Serve Californians by effectively overseeing financial service providers; enforcing laws and regulations; promoting innovation and fair and honest business practices; enhancing consumer awareness; and protecting consumers by preventing potential marketplace risks, fraud, and abuse.


The Department of Financial Protection and Innovation (DFPI) provides protection to consumers and services to businesses engaged in financial transactions. The Department regulates a variety of financial services, products and professionals. The Department oversees the operations of state-licensed financial institutions, including banks, credit unions, money transmitters, issuers of payment instruments and travelers checks, and premium finance companies. Additionally, the Department licenses and regulates a variety of financial businesses, including securities brokers and dealers, investment advisers, deferred deposit (commonly known as payday loans) and certain fiduciaries and lenders. The Department regulates the offer and sale of securities, franchises and off-exchange commodities. For the complete list, see the Department’s Licensees page.


Laws and Regulations

Public Records Act request

DFPI Divisions

DFPI Strategic Plan Summary Booklet


executive office

DFPI careers


Licensees and regulated industries


Small Business/Disabled Veterans Business Opportunities

Commissioner Manuel P. Alvarez

Manuel P. Alvarez

Christopher Shultz, Chief Deputy Commissioner

Christopher Shultz
Chief Deputy Commissioner

Ed Gill

Ed Gill
Senior Deputy Commissioner
Division of Corporations and Financial Institutions

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Suzanne Martindale
Senior Deputy Commissioner
Consumer Financial Protection

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Bret Ladine
General Counsel 

Jennifer Runberger - DFPI Deputy Commissioner of Legal

Jennifer Rumberger
Deputy Commissioner

Aaron Prosperi

Aaron Prosperi
Deputy Commissioner

Jim Sweeney

Jim Sweeney
Deputy Commissioner
Consumer Services

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Nicole Hisatomi
Deputy Commissioner

Mona Elsheikh

Mona Elsheikh
Deputy Commissioner
Financial Services

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Deputy Commissioner
Credit Unions

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Robert Venchiarutti
Deputy Commissioner
Money Transmitters

Sheila Oliver, Deputy Commissioner Mortgage Lending Office

Sheila Oliver
Deputy Commissioner
Mortgage Lending Office

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Betsy Barnhart
Deputy Commissioner

Balbiro Kazla

Balbiro Kazla
Deputy Commissioner
Broker-Dealers and Investment Advisors

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Maria Luisa Cesar
Deputy Commissioner

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Mary Ann Smith
Deputy Commissioner

The Department of Financial Protection and Innovation Divisions

  • Executive Office – The Executive Office includes several support units:
    • Equal Employment Opportunity Office
    • Licensing & Information Reporting
    • Internal Audits
    • Strategic Planning
  • Administration Division – This division provides DFPI with administrative support services, including accounting, budgets, contract management, facilities management, human resources, and purchasing.
  • Consumer Services Division – This division develops and executes public affairs strategies to support the goals and objectives of the Department and provides information to the Department’s various stakeholders, consumers, and the general public.
    • Consumer Services Office – The DFPI Consumer Services Office facilitates communication between consumers and the various financial institutions, companies and products that DFPI regulates to assist in the dispute resolution process. Visit Frequently Asked Questions for more information. 
    • Education and Outreach Office
  • Division of Corporations
    • Broker-Dealer/Investment Adviser Program – This program licenses and regulates broker-dealers, broker-dealer
      agents, investment advisers, investment adviser representatives, exempt reporting advisers, capital access companies, and SEC investment adviser notice-filers.
    • Financial Services Program – This program is responsible for the licensure and regulation of payday lenders, finance lenders and brokers, escrow companies and check sellers, bill payers and proraters.
    • Mortgage Lending Program – This program is responsible for the licensure and regulation of residential mortgage lenders and mortgage loan originators.
  • Division of Financial Institutions 
    • Banking Program – The Banking Program licenses and regulates trust companies and commercial, industrial, and foreign (other nation and other state) banks.
    • Credit Union Program – The Credit Union Program licenses and regulates state-chartered credit unions.
    • Money Transmitter Program – The Money Transmitter Program licenses and regulates money transmitters, issuers of payment instruments (money orders), traveler’s checks, and stored value cards.
  • Enforcement Division – The Enforcement Division, on behalf of the Commissioner of the Department of Financial Protection and Innovation, enforces the laws administered by the DFPI.
  • Information Technology Office – The Information Technology Office is responsible for IT support, including software/hardware acquisition, network and user services, and the development and support of applications.
  • Legal Division – This division serves as in-house legal counsel for all of the department’s programs and also regulates the offer and sale of securities and franchises.
  • Legislation Division – The Legislation Division monitors and tracks bills related to the DFPI and provides guidance on legislative issues.
  • Policy Division

DFPI Regional Offices

DFPI Main Office - Sacramento

2101 Arena Boulevard
Sacramento, CA 95834

(916) 445-7205
(866) 275-2677

San Francisco

One Sansome Street, Suite 600
San Francisco, CA 94104-4428

(415) 972-8565
(866) 275-2677

San Diego

1455 Frazee Road, Suite 315
San Diego, CA 92108

(619) 610-2093
(866) 275-2677

Last updated: Jun 1, 2021 @ 12:50 pm