Division of Corporations and Financial Institutions

Licensees and Industries Regulated by the Division

Banks and Credit Unions 

• Commercial Banks
  • Foreign (other nation) Banks
  • Foreign (other U.S. state) Banks
• Industrial Banks
• Public Banks
• Credit Unions
• Trust Companies & Departments

Lending and Borrowing 

• Consumer and Commercial Loans 
• Payday Lenders
• Other Small Dollar Loans
• Insurance Premium Finance

Home and Property Financing 

• Residential Mortgage Lenders
• Mortgage Loan Originators
• Property Assessed Clean Energy (PACE) Program
• Escrow

Education Financing 

• • Student Loan Servicers

Non-Bank Financial Services 

• Money Transmitters
• Check Sellers, Bill Payers and Proraters

Laws Administered by the Division

• Check Sellers, Bill Payers and Proraters Law
• Escrow Law
• Securities Depository Law
• Capital Access Company Law
• Regulation of Lenders
• California Deferred Deposit Transaction Law
• California Financing Law
• California Residential Mortgage Lending Act