Bona Fide Non-Profit Affordable Housing Organization

The employees of a bona fide nonprofit organization who exclusively originate residential mortgage loans for a bona fide nonprofit organization, and who act as a mortgage loan originator only with respect to residential mortgage loans with terms that are favorable to the borrower are exempt from licensure as a mortgage loan originator pursuant to the California Finance Lenders Law and the California Residential Mortgage Lending Act.  (See Financial Code Sections 22013(b) and 50003.5(b), as amended by AB 2666 (Chap. 264, Stats. 2012)).

For a mortgage loan originator to qualify for the exemption, the bona fide nonprofit organization must register with the Department on a form provided by the Department and include specific documentation by December 31st of each year. 

If the nonprofit organization fails to provide documentation as required by December 31st of each year, or if it does not continue to meet the specified criteria, the Commissioner may revoke the nonprofit organization’s status as a registered bona fide nonprofit organization.


List of bona fide nonprofit organizations who have met the exemption requirements

223-0001Self-Help Enterprises8445 W. Elowin CourtVisalia, CA 93291www.selfhelpenterprises.org12/31/2024
223-0003Rural Communities Housing Development Corporation499 Leslie StreetUkiah, CA, 95482www.rchdc.org12/31/2024
223-0004Neighborhood Partnership Housing Services, Inc.9551 Pittsburgh AvenueRancho Cucamonga, California, 91730www.nphsinc.org12/31/2024
223-0005Habitat for Humanity of Greater Los Angeles8739 Artesia Blvd.Bellflower, CA 90706www.habitatla.org12/31/2024
223-0006Habitat for Humanity of Tulare/Kings Counties, Inc.637 S. Lovers LaneVisalia, CA 93292www.hfhtkc.org12/31/2024
223-0007Habitat for Humanity for San Luis Obispo County1264 Higuera Street, #102San Luis Obispo, CA 93401www.habitatslo.org12/31/2024
223-0008Habitat for Humanity Riverside, Inc.2180 Iowa AvenueRiverside, CA 92507www.habitatriverside.org12/31/2024
223-0009Habitat for Humanity Lake County, Inc15312 Lakeshore DriveClearlake, CA 95422www.lakehabitat.org12/31/2024
223-0010Housing Trust Fund of Santa Barbara County, Inc.924 Anacapa Street, Ste 3DSanta Barbara, CA 93101www.sbhousingtrust.org12/31/2024
223-0011Peoples Opportunity Fund1060 Kendall RoadSan Luis Obispo, CA 93401none12/31/2024
223-0012Peoples Self-Help Housing Corporation1060 Kendall RoadSan Luis Obispo, CA 93401www.pshhc.org12/31/2024
223-0013Habitat for Humanity Fresno, Inc.4991 E. McKinley Avenue, Suite 123Fresno, CA 93727www.habitatfresno.org12/31/2024
223-0014Habitat For Humanity San Gorgonio Pass Area738 E Euclid AvenueBeaumont, CA 92223www.habitatsgpa.org12/31/2024
223-0015San Gabriel Valley Habitat for Humanity, Inc.724 E. Huntington DriveMonrovia, CA 91016www.sgvhabitat.org12/31/2024
223-0016Habitat for Humanity of Southern Santa Barbara County, Inc.710 E Cota StreetSanta Barbara, CA 93103www.sbhabitat.org12/31/2024
223-0018Habitat for Humanity Inland Valley, Inc.41615 Winchester Rd., #214Temecula, CA 92590www.habitativ.org12/31/2024
223-0019Habitat for Humanity of Orange County, Inc.2200 Ritchey StreetSanta Ana, CA 92705www.habitatoc.org12/31/2024
223-0020Habitat for Humanity East Bay/Silicon Valley, Inc.2619 BroadwayOakland, CA 94612www.habitatebsv.org12/31/2024
223-0021Pomona Valley Habitat for Humanity, Inc.2111 Bonita AvenueLa Verne, CA 91750www.habitatpv.org12/31/2024
223-0022National Asian American Coalition318 Westlake Center Suite 270Daly City, CA 94015www.naac.org12/31/2024
223-0023Habitat for Humanity, Merced/Stanislaus Counties2260 Tenaya DriveModesto, CA 95354www.stanislaushabitat.org12/31/2024
223-0025San Diego Habitat for Humanity, Inc.8128 Mercury CourtSan Diego, CA 92111www.sandiegohabitat.org12/31/2024
223-0026Habitat for Humanity of Greater Sacramento, Inc.819 N 10th StreetSacramento, CA 95811www.habitatgreatersacramento.org12/31/2024
223-0028Habitat for Humanity Greater San Francisco, Inc.300 Montgomery Street, #450San Francisco, CA 94104www.habitatgsf.org12/31/2024
223-0029Habitat for Humanity of Butte County220 Meyers StreetChico, CA 95928www.buttehabitat.org12/31/2024
223-0030Habitat for Humanity of Mariposa County3367 Woodland DriveMariposa, CA 95338www.mariposahabitat.org12/31/2024
223-0031Habitat for Humanity Yuba/Sutter, Inc.202 D StreetMarysville, CA 95901www.yubasutterhabitat.org12/31/2024
223-0032Nevada County Habitat for Humanity 236 S Church StreetGrass Valley, CA 95945www.nchabitat.org12/31/2024
223-0033Habitat for Humanity of Sonoma County1201 Piner Road, Suite 500Santa Rosa, CA 95403www.habitatsoco.org12/31/2024
223-0034Habitat for Humanity Monterey Bay108 Magnolia StreetSanta Cruz, CA 95062www.habitatmontereybay.org12/31/2024
223-0035Solano-Napa Habitat for Humanity, Inc.5130 Fulton Drive, Suite RFairfield, CA 94534www.solanonapahabitat.org12/31/2024
223-0036El Dorado County Habitat for Humanity, Inc.6168 Pleasant Valley RoadEl Dorado, CA 95623www.edchabitat.org12/31/2024
223-0037Habitat for Humanity Calaveras536 North Main StreetAngels Camp, CA 95222www.habitatcalaveras.org12/31/2024
223-0038Habitat for Humanity - Golden Empire, Inc.1500 E. 19th StreetBakersfield, CA 93305www.habitatbakersfield.org12/31/2024
223-0040Habitat for Humanity of Ventura County, Inc.1850 Eastman AvenueOxnard, CA 93030www.habitatventura.org12/31/2024
223-0041Foothills Habitat for Humanity8292 Industrial AvenueRoseville, California, 95678www.foothillshabitat.org12/31/2024
223-0043Habitat for Humanity of the Coachella Valley, Inc.72-680 Dinah Shore Dr. Suite 6Palm Desert, CA 92211www.hfhcv.org12/31/2024
223-0045Neighborhood Stabilization Corporation225 Centre Street, Suite 100Boston, MA 02119www.naca.com12/31/2024
223-0047Habitat for Humanity of Tuolumne County, Inc.14317 Mono Way Suite FSonora, CA 95370www.habitattuolumne.org12/31/2024
223-0051Homes for Families21031 Ventura Blvd., Suite 610Woodland Hills, CA 91364www.homes4families.org12/31/2024
223-0052Siskiyou Habitat for Humanity 311 S Main StreetYreka, CA 96097www./habitatsiskiyou.org12/31/2024
223-0053Del Norte Habitat for Humanity, IncP.O. BOX 993Crescent City, CA 95531www.delnortehabitat.org12/31/2024
223-0057Community Housing Improvement Program, Incorporated1001 Willow StreetChico, CA 95928www.habitattuolumne.org12/31/2024
223-0058Homeownership Council of America712 H Street Unit 725Washington, DC 20002www.homeownershipcouncil.org12/31/2024
223-0061New Economics for Women303 South Loma DriveLos Angeles, CA, 90017www.neweconomicsforwomen.org12/31/2024
223-0063Habitat Community Capital (aka: EBSV Community Development, Inc.)2619 BroadwayOakland, CA
(Updated 3/26/2024)

Help us improve the DFPI website! Share your feedback.


Last updated: Mar 26, 2024 @ 12:30 pm