Credit Unions
California’s financial institutions are symbols of safety and soundness. Their role in business and industry are important to the economy and to our own personal well-being. Maintaining the integrity of financial services remains our primary mission as the industry continues to grow.
The Office of Credit Union of DFPI licenses and regulates state-chartered credit unions. The Office of Credit Union is charged with the execution of the laws of this state relating to credit unions or the credit union business. As a result, the Office of Credit Union conducts periodic examinations of all California state licensed credit unions. The Office of Credit Union also reviews applications for certificates to act as a credit union, and issues those certificates when all qualifications for such have been met.
Statutory definition of credit union (FC 14002): A Credit Union is a cooperative, organized for the purposes of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, a credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.
How to reach us:
Department of Financial Protection and Innovation
Division of Financial Institutions
One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 263-8500
Fax: (415) 288-8830
e-mail: licensing@dfpi.ca.gov
CU Annual Audit Reports
CUAnnual.AuditReports@dfpi.ca.gov
for CPA and Supervisory Committee audit reports
CU Exam Responses
CUExam.Responses@dfpi.ca.gov
for exam responses and response updates
CU 5300 Call Reports
CU5300.CallReports@dfpi.ca.gov
for 5300 related questions or inquiries
Announcements
- 07/14/2023 – Mortgage Insurance Waiver (PDF)
Laws and Regulations
Credit Union Forms
Notice to Individual – Use of Information
- DFPI 301 – Summary of Merger Approval Process – Credit Unions (PDF)
- DFPI 310 – Sample Form of Application – Credit Unions (PDF)
- DFPI 320 – Plan of Merger – Credit Unions (PDF)
- DFPI 330 – Sample Form of Notice of Merger – Credit Unions (PDF)
- DFPI 340 – Sample Form of Officers’ Certificate Regarding Giving of Notice – Credit Unions (PDF)
- DFPI 350 – Sample Form of Certificate of Merger of Surviving Credit Union (PDF)
- DFPI 360 – Sample Form of Certificate of Merger of Disappearing Credit Union (PDF)
- DFPI 380 – Credit Union Official – Questionnaire (PDF)
- DFPI 390 – Application for Approval to Form a Credit Union (PDF)
- DFPI 391 – Organizing a State Credit Union Information Booklet (PDF)
- DFPI 550 – Emergency Contact Person Information (PDF)
Credit Union 5300 Call Reports
Translations
Key Consumer Links
News & Info Links
Credit Union Quarterly Statistics
March 31, 2023
Credit Union Archived Statistics
- 2022 Credit Union statistics
- 2021 Credit Union statistics
- 2020 Credit Union statstics
- 2019 Credit Union statstics
- 2018 Credit Union statstics
- 2017 Credit Union statstics
- 2016 Credit Union statstics
- 2015 Credit Union statstics
- 2014 Credit Union statstics
- 2013 Credit Union statstics
- 2012 Credit Union statstics
- 2011 Credit Union statstics
- 2010 Credit Union statstics
- 2009 Credit Union statstics
- 2008 Credit Union statstics
- 2007 Credit Union statstics
- 2006 Credit Union statstics
- 2005 Credit Union statstics
- 2004 Credit Union statstics