How We Regulate
The DFPI oversees a wide range of institutions and processes to help safeguard Californians. This includes banks, credit unions, nonbank lenders, money transmitters, investment advisers, and other financing products.
How We Enforce the Law
The DFPI protects consumers, borrowers, and investors by proactively identifying and pursuing those who violate the laws under its jurisdiction. Receiving complaints directly from the public is a critical part of this process.
How We Help Consumers
The DFPI responds to consumer complaints and provides information and resources to give Californians the tools they need to make informed decisions that impact their financial future.
ENGAGE WITH THE PROCESS
Laws and Regulations
The DFPI provides protection to consumers through regulation, oversight, and enforcement of California law. Public participation is critical to the development of the laws and regulations that guide this work.
Learn more and participate in the rulemaking process
DFPI Enforcement Division
Protects Californians by enforcing laws administered by the DFPI and helps develop consumer alerts to raise awareness of marketplace risks and fraud.
Legal Process Information
This page provides guidance to financial institutions for designating locations for the service of legal process, and information for persons serving.
Other Federal and State Regulators
DFPI partners with regulatory partners at the state and federal level to ensure promote the safety and security of California’s financial marketplace.
Resources and Publications
Industries we regulate
- Commercial Banks
- Industrial Banks
- Public Banks
- Credit Unions
- Trust Services
- Securities
- Franchises
- Capital for Businesses
- Broker-Dealers & Investment Advisers
- Money Transmitters
- Debt Collectors
- Check Sellers, Bill Payers & Proraters
- Consumer & Commercial Loans
- Payday Lenders
- Insurance Premium Finance
- Residential Mortgage Lenders
- Mortgage Loan Originators
- Property Assessed Clean Energy (PACE)
- Escrow
- Student Loan Servicers