California Residential Mortgage Lending Act
How to reach us:
Department of Financial Protection and Innovation
320 W. 4th Street, Suite 750
Los Angeles, CA 90013
Phone: (866) ASK-CORP (275-2677)
- 02/04/2020 – New Online Form Available for 2019 CRMLA Annual Report (PDF)
- 01/28/2020 – 2019 Residential Mortgage Loan Report (Holden Act) and Instructions (PDF)
- 01/24/2019 – 2017 Residential Mortgage Loan Report (Holden Act Report) (PDF)
- 01/07/2019 – New Online Form Available for 2018 CRMLA Annual Report (PDF)
- 06/29/2018 – 2017 CRMLA Annual Report (PDF)
- 07/11/2016 – First-Ever CRMLA Annual Report Released (PDF)
- For Archives Click Here
Information on companies and branches licensed under CRMLA is also available on NMLS Consumer Access. NMLS Consumer Access is a fully searchable website that allows the public to view information concerning state-licensed mortgage companies, branches and individuals currently licensed through NMLS.
Licensee Questions and Information
- Who is Required to Obtain a License or Branch License under the CRMLA?
- How Do I Apply for a CRMLA License or Authorize a Branch Office under the CRMLA
- Requirements After a CRMLA License has been issued
- How Do I Amend CRMLA License or authorize a Branch Office under the CRMLA
- How Do I Surrender a CRMLA License or Branch Office Authorization under the CRMLA
- Frequently Asked Questions about California Residential Mortgage Lending Act
- California Residential Mortgage Lending Act Reports
- Bona Fide Nonprofit Affordable Housing Organizations
Laws and Regulations
- About the California Residential Mortgage Lending Act
- California Residential Mortgage Lending Act – Regulations, Legislation, Opinions, Releases
- California Civil Code section 2924.8 Notice of Foreclosure Sale (PDF)
- The Nationwide Multistate Licensing System & Registry (NMLS) Information on CRMLA licensing requirements is also available on the NMLS website. The NMLS, developed through the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR), allows companies to conveniently manage their mortgage license(s) in an electronic format through a secure website. Please visit NMLS for additional information. View state licensing requirements specific to the California Department of Financial Protection and Innovation.
Residential Mortgage Forms
|Form Number||Form Title||Format|
|California Financial Information Privacy Act|
|CRMLA Application: An application for a License under the California Residential Mortgage Lending Act should be filed through the Nationwide Mortgage Licensing System (NMLS).|
|Notice to Residents of Foreclosed Property – Required by SB 1137 (Perata – Chap. 69, Stats. 2008)|
|250.61||Statement of Citizenship, Alienage, and Immigration Status for Application of Department of Corporations License or Certificate|
|BCIA 8016||Request for Live Scan Service|
|DFPI-MBL 1950.122.2||Notice of Officers, Directors, Partners, “Control” Persons, Managers, Members, Trustees and Employees of a Residential Mortgage Lender, Residential Mortgage Lender and Servicer or Residential Mortgage Loan Servicer|
|DFPI MBL 1950.122C||Notice of Fingerprint Processing Requirements under the California Residential Mortgage Lending Act|
|DFPI OLP AB 2666|
|HDN-1||2020 Holden Act Report (HDN-1) Instructions and Forms|
2018 Annual California Residential Mortgage Lending Act Report – Due March 1, 2019
Licensees under the California Residential Mortgage Lending Act (CRMLA) are now able to complete their 2017 CRMLA Annual Report electronically. Instructions for completing the annual report were sent to each licensee’s designated email address on January 20, 2018. Reports must be submitted online using the unique link included in the e-mail. The instructions also include a link to a blank paper copy of the report to help you compile the information and prepare to file the online form. The report must be filed by all CRMLA licensees by March 1, 2019.
Residential Mortgage Loan Report (Holden Act Report) for Calendar Year 2018 – Due March 31, 2019
Specified DFPI-licensed lenders must file their 2018 Residential Mortgage Loan Report by March 31, 2019. The report is mandated by the state’s Housing Financial Discrimination Act of 1977, known as the Holden Act.
- 2018 Residential Mortgage Loan Report (Holden Act) Instructions (PDF)
- FAQs – Residential Mortgage Loan Report – Frequently Asked Questions
Due 45 days after the end of each quarter. Every licensee must file the Mortgage Call Report on NMLS each quarter. Please refer to the NMLS Resource Center. Audited Financial Statements, Due within 105 days of end of fiscal year:
- The licensee must submit audited financial statements within 105 days of the end of its fiscal year. The audited financial statements must document that the licensee maintains tangible net worth of $250,000 and must be posted on the NMLS. See Submitting Financial Statements on NMLS.
Key Consumer Links