Student loan repayments start October 1st. We’re here to help.
Confused about Income-Driven Repayment (IDR) plans? Wondering if you qualify for loan forgiveness? We’ve got answers to your student loan questions.
Get ready for repayment: Visit the Federal Student Aid website to explore payment plan options and be well-prepared for student loan repayment!
Get ready to get
Know Your LOAN
To take control of your loan, begin with the basics: Set up and log in to your account at StudentAid.gov so you can find out who services your loan, what your balance is, and other key information.
Know Your RIGHTS
California now has a Student Borrower Bill of Rights that protects you in your dealings with loan servicers. Learn about the information and service lenders are required to give you, and how DFPI can help if you think your rights have been violated.
Know Your OPTIONS
Repayment plans. Loan consolidation. Public service loan forgiveness. Whether you’re trying to get out of default or just want to be sure you’re paying only what you have to, know your options to minimize the impact your loans have on your life.
Webinars and Resources
Check to see if you’re eligible
PUBLIC SERVICE LOAN FORGIVENESS
This Help Tool from the Office of the U.S. Department of Education helps determine whether you work for a qualifying employer, suggests actions you can take to become eligible for PSLF, and guides you through the form and submission process.
Learn more about PSLF in our Student Loan FAQs
DFPI is the consumer watchdog for Californians with student loans.
Whether you need to stay on track, or get back on it, we’ve got knowledge and expertise that can help.
Get “In Your Interest” news direct in your inbox to stay on top of policies, laws, forgiveness programs, and repayment options that could affect you.
Do you have questions about your student loan, repayment options, or loan forgiveness eligibility?
Contact the DFPI’s Student Loan Ombudsperson, Celina Damian, for assistance.
Please include basic loan information in your inquiry (loan type, disbursement date, etc.).