Residential Mortgage Lenders & Servicers

• Residential Mortgage Loan Reports or Holden Act Reports
• California Residential Mortgage Lending Act Annual Reports
• Bona Fide Nonprofit Affordable Housing Organizations

• 02/27/2023 – DFPI Guidance Regarding Remote Work (PDF)
• 02/02/2023 – 2022 Residential Mortgage Loan Report (Holden Act) and Instructions (PDF)
• For Archives Click Here

• How to file a complaint
• Search the Licensee Listing
• NMLS Consumer Access

 Information on companies and branches licensed under CRMLA is also available on NMLS Consumer Access. NMLS Consumer Access is a fully searchable website that allows the public to view information concerning state-licensed mortgage companies, branches and individuals currently licensed through NMLS.

Self-Service DOCQNET Portal – Access convenient online licensing services and information from DFPI. The Portal allows licensees to submit exemption notices and annual report information..

• Who is Required to Obtain a License or Branch License under the CRMLA
• How Do I Apply for a CRMLA License or Authorize a Branch Office under the CRMLA
• Requirements After a CRMLA License has been issued
• How Do I Amend CRMLA License or authorize a Branch Office under the CRMLA
• How Do I Surrender a CRMLA License or Branch Office Authorization under the CRMLA
• Frequently Asked Questions about California Residential Mortgage Lending Act 

• Requirements for CFLL and CRMLA Licensed Companies who employ MLOs
• Bona Fide Nonprofit Organizations
• DFPI Guidance to CRMLA licensees regarding Remote Work

For company license applications and amendments

An application for a License under the California Residential Mortgage Lending Act must be filed through the Nationwide Mortgage Licensing System (NMLS). Please refer to the NMLS checklist for complete instructions. The following are DFPI forms that must be submitted to the Department in addition to the electronic application in NMLS.

• BCIA 8016 – Request for Live Scan Service (PDF)
  • DFPI-MBL 1950.122C – Notice of Fingerprint Processing Requirements under the California Residential Mortgage Lending Act
• DFPI-MBL 1950.122.2 – Notice of Officers, Directors, Partners, “Control” Persons, Managers, Members, Trustees and Employees of a Residential Mortgage Lender, Residential Mortgage Lender and Servicer or Residential Mortgage Loan Servicer (PDF)
• DFPI-MBL 1950.122B – Customer Authorization for Disclosure of Financial Records (PDF)

For certain bona fide nonprofit organizations employing MLOs:

• DFPI OLP AB 2666 – Exemption for Employees of Certain Bona Fide Nonprofit Instructions for DFPI OLP AB 2666 (PDF)

  See Bona Fide Nonprofit for more details.

• HDN-1 – 2024 Holden Act Report (HDN-1) Instructions and Forms (PDF)

  See Holden Act Report FAQs for more details.

• CRMLA Annual Reports must be submitted through the DFPI Portal.

  See CRMLA Annual Report for more details.

• Translated Residential Mortgage Loan Forms and Pre-Foreclosure Notices