Comments on PRO 01-21 – CCFPL Commercial Financial Products and Services

Organizations

1. Activehours, Inc. dba EarnIn (PDF)
2. Aimbridge (PDF)
3. Allison Mather (PDF)
4. Amanda Dingler (PDF)
5. American Fair Credit Council (PDF)
6. American Fintech Council (PDF)
7. Better Future Forward, Inc. (PDF)
8. Bridge IT, Inc. dba Brigit (PDF)
9. California Black Chamber Commerce (PDF)
10. Center for Responsible Lending – May 17, 2023 (PDF)
11. Center for Responsible Lending – March 31, 2023 (PDF)
12. Chamber of Progress (PDF)
13. Consumer Debt Relief Initiative (PDF)
14. CLICC (PDF)
15. CLICC & NCLC (PDF)
16. Daily Pay (PDF)
17. Digital Restaurant Assn (PDF)
18. Diwen Leo Lu (PDF)
19. EDreana Black (PDF)
20. Edward Van Wesep (PDF)
21. Eileen Newhall Consulting (PDF)
22. Financial Tech Assn (PDF)
23. FlexWage (PDF)
24. Future Majority (PDF)
25. Herman Donner (PDF)
26. Innovative Payments Association (PDF)
27. Instant Financial USA (PDF)
28. Isaac Galindo (PDF)
29. Isaac Herrera (PDF)
30. Isaac Tysanner (PDF)
31. Jackie Zupsic (PDF)
32. Jenn Woodcock (PDF)
33. Jennifer Decker (PDF)
34. John Parry (PDF)
35. Lauren Libas (PDF)
36. Madeline Pepple (PDF)
37. Maryann Boller (PDF)
38. Mona Ahmadi (PDF)
39. MoneyLion (PDF)
40. Muhammad Ammad Raja (PDF)
41. National Payroll Reporting Consortium (PDF)
42. Nestor Valencia – Unable to post the comment letter. Contact the Legal Division for a copy of the comment letter.
43. One Letter Signed by Thirteen Organizations: (13 Organizations) (PDF)
    1. Abate-A-Weed
    2. Asian Food Trade Association
    3. Asian Industry B2B
    4. CalAsian Chamber of Commerce
    5. California Hispanic Chamber of Commerce
    6. California Retail Hardware Association
    7. Frisco’s Carhops
    8. IQM
    9. Maloney Meat Company
    10. North Hollywood Hardware Store
    11. Orange County Hispanic Chamber of Commerce
    12. Retailers and Store Owners United to Rebuild our Communities’ Economies (RESOURCE)
    13. Westwind Media
44. One Letter Signed by Twelve Organizations: (12 Organizations) (PDF)
    1. Student Borrower Protection Center
    2. California Low-Income Consumer Coalition
    3. Center for Responsible Lending
    4. Consumer Federation of California
    5. Consumer Reports
    6. Legal Aid Foundation of Los Angeles
    7. National Consumer Law Center
    8. NextGen California
    9. Public Counsel
    10. Student Debt Crisis Center
    11. The Institute for College Access and Success (TICAS)
    12. Young Invincibles
45. One Letter Signed by Twenty four Organizations: (24 Organizations) (PDF)
    1. California Employment Lawyers Association (CELA)
    2. CA Labor Federation
    3. CA League of United Latin American Citizens (CA LULAC)
    4. California Low-Income Consumer Coalition (CLICC)
    5. California Reinvestment Coalition (CRC)
    6. Center for Responsible Lending (CRL)
    7. Consumers for Auto Reliability and Safety (CARS)
    8. Consumer Federation of California (CFC)
    9. Consumer Reports
    10. Dolores Huerta Foundation
    11. East Bay Community Law Center
    12. Greater Sacramento Urban League (GSUL)
    13. Housing and Economic Rights Advocates (HERA)
    14. Manfred, APC
    15. MyPath
    16. National Consumer Law Center
    17. NextGen California
    18. Office of Kat Taylor
    19. Public Counsel
    20. San Francisco Office of Financial Empowerment
    21. SEIU CA
    22. Student Borrower Protection Center
    23. UFCW Western States Council
    24. Western Center on Law and Poverty
46. Payactiv (PDF)
47. Payactiv & customers (PDF)
48. PayrollOrg (PDF)
49. Ray Sin (PDF)
50. Sanjiv Das (PDF)
51. Stephanie Gelman (PDF)
52. Shanavia Green (PDF)
53. Wagestream, Inc. (PDF)
54. ZayZoon US Inc. (PDF)

The Department received a number of comment letters from consumers regarding the regulations. These comment letters followed a standard format. Please see links below:

1. Carrie Speck (PDF)
2. Darleen Tara (PDF)
3. Donna Marie Lynch (PDF)
4. Effrum Burnett (PDF)
5. Erin Samples (PDF)
6. Estelle Pip (PDF)
7. Frances Escoto (PDF)
8. Hall Robert (PDF)
9. Isaac Herrera (PDF)
10. James Mello (PDF)
11. Juanita Smith (PDF)
12. Karen Agronovitz (PDF)
13. Kimberly Striplin (PDF)
14. Laura Christian (PDF)
15. Chance Goss (PDF)
16. Leticia Muniz (PDF)
17. Lois Shubert (PDF)
18. Lucy santos (PDF)
19. Margarita Luna Luna (PDF)
20. Miss Terry Tappan (PDF)
21. Naomi Rosas (PDF)
22. Nickolette Roden (PDF)
23. Nicole Finocchio (PDF)
24. Oscar Rincon (PDF)
25. Peter Haugo (PDF)
26. Rhinda Fulton (PDF)
27. Roxane Taylor (PDF)
28. Sarah Limroth (PDF)
29. Sheryl Adams (PDF)
30. Susan Rainey (PDF)
31. Taji Saffarian (PDF)
32. Tina Welch (PDF)
33. Tracy L Neff (PDF)