Payday Lenders – Publications and Reports

• December 2016 The Demographics of California Payday Lending: A Zip Code Analysis of Storefront Locations (PDF)
• What You need to Know About Payday Loans – English (PDF) | Español (PDF) 
• July 2009 California Deferred Deposit Transaction Law Bulletin – Issue No. 4 (PDF)
• December 2007 Report to the Governor and Legislature (PDF)
• February 2007 California Deferred Deposit Transaction Law Bulletin – Issue No. 3 (PDF)
• July 2006 California Deferred Deposit Transaction Law Bulletin – Issue No. 2 (PDF)
• March 2006 California Deferred Deposit Transaction Law Bulletin – Issue No. 1 (PDF)

Industry Surveys

• 2015 CDDTL Industry Survey Summary Report (PDF)
• 2014 CDDTL Industry Survey Summary Report (PDF)
• 2013 CDDTL Industry Survey Summary Report (PDF)

Annual Report & Industry Survey Blank Forms

• CDDTL Annual Report & Industry Survey Blank Form (PDF)

Payday Lending Annual Reports

• 2023 Annual Report of Payday Lending Activity Under the California Deferred Deposit Transaction Law (PDF)
• 2022 Annual Report of Payday Lending Activity Under the California Deferred Deposit Transaction Law (PDF)
• 2021 Annual Report of Payday Lending Activity Under the California Deferred Deposit Transaction Law (PDF)
• 2020 Annual Report of Payday Lending Activity Under the California Deferred Deposit Transaction Law (PDF)
• 2019 Annual Report of Payday Lending Activity Under the California Deferred Deposit Transaction Law (PDF)
• 2018 Annual Report and Industry Survey
  Operation of Payday Lenders Licensed Under the California Deferred Deposit Transaction Law (PDF)
• 2017 Summary Report:
  California Deferred Deposit Transaction Law – Annual Report and Industry Survey (PDF)
• 2016 Summary Report:
  California Deferred Deposit Transaction Law – Annual Report and Industry Survey (PDF)
• 2015 Summary Report:
  California Deferred Deposit Transaction Law – Annual Report and Industry Survey (PDF)
• 2014 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2013 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2012 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2011 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2010 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2009 Annual Report of Operation of Deferred Deposit Originators (PDF)
• Archived Publications (2005 – 2008)

Payday Lender Annual Report Archives

• 2008 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2007 Annual Report of Operation of Deferred Deposit Originators (PDF)
• Report to the Governor and Legislature: California Deferred Deposit Transaction Law (PDF)
  • 2007 Department of Corporations Payday Loan Study – Updated June 2008 (PDF)
    • 2007 Department of Corporations Payday Loan Study: ERRATA
• Report issued by the Military Financial Protection Task Force (PDF)
• 2006 Annual Report of Operation of Deferred Deposit Originators (PDF)
• 2005 Annual Report of Operation of Deferred Deposit Originators (PDF)

2007 Department of Corporations Payday Loan Study: ERRATA

Due to questions the Department of Corporations has received on the 2007 Department of Corporations Payday Loan Study submitted by Applied Management and Planning Group, the following revisions to the report are provided for clarification purposes:

1. The 9th Bullet page ix of the report should read:
   °       835,511 (73.0%) individual borrowers in the last 18 months only had one loan.  Of those with more than one loan, 308,638 borrowers, the average borrower had visited an average of 2.8 lenders.
2. Table 1 on page x of the report
3. Table 12 on page 33

Should you have additional questions please contact the Department’s Media Relations Division at (916) 322-7180.