Law and Regulations – Payday Lenders
The California Deferred Deposit Transaction Law is contained in Division 10 of the California Financial Code and is available through the Official California Legislative Information website. The regulations for the California Deferred Deposit Transaction Law are available through the Office of Administrative Law’s website. There are also other websites available which may provide this information or it may be purchased from various vendors. Public libraries may also have copies of the law and regulations.
Final Regulations
- None at this time
Proposed Regulations
PRO 01-21 – CCFPL, CFL, CDDTL, and SLSA – Registration Requirements under the CCFPL
Comment Period Ends: May 17, 2023
- PRO 01-21 – Notice of Extension of Comment Due Date to May 17, 2023 (PDF)
- PRO 01-21 – Notice of Proposed Action (PDF)
- PRO 01-21 – Text of Proposed Regulations (PDF)
- PRO 01-21 – Initial Statement of Reasons (PDF)
- PRO 01-21 – 2021 Earned Wage Access Data Findings (Cited in ISOR) (PDF)
Historical Rulemaking
Final Regulations
- PRO 23/04 – Books and Records
- PRO 07/05 – Attorney General’s (AG’s) Electronic Fingerprint Transmission Requirement
- PRO 29/02 – Short and Long form applications for licensure.
Invitation for Comments
PRO 04/08 – CDDTL Regulations
Comment Period Ends June 24, 2015
Comment Period Ends: May 19, 2014
Comment Period Ends: August 16, 2013
Commissioner’s Releases
- 07/16/07 – 61-C: (Revised): Interpretive Opinions (PDF)
- 04/21/04 – 52-FS: Applications for License under the California Deferred Deposit Transaction Law(PDF)
General Releases
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