Law and Regulations – Payday Lenders

The California Deferred Deposit Transaction Law is contained in Division 10 of the California Financial Code and is available through the Official California Legislative Information website. The regulations for the California Deferred Deposit Transaction Law are available through  the Office of Administrative Law’s website. There are also other websites available which may provide this information or it may be purchased from various vendors. Public libraries may also have copies of the law and regulations.

Final Regulations

  • None at this time

Proposed Regulations

PRO 01-21 – CCFPL, CFL, CDDTL, and SLSA – Registration Requirements under the CCFPL

April 26, 2024 – Office of Administrative Law Disapproval

*An agency may rewrite and resubmit disapproved regulations to the Office of Administrative Law (OAL) within 120 days of an agency’s receipt of a written decision from OAL stating the reasons for disapproval. Written decisions must be issued within 7 calendar days of a disapproval letter.

March 14, 2024 – Filed with the Office of Administrative Law

The current status is available here.

January 17, 2024 - Second Modifications to Proposed Text

Comment Period Ends: February 6, 2024

* In this version, the original proposed text is shown without underline. The first modifications to the text are shown with underline for additions and strikethrough for deletions. The second modifications to the text are shown with double underline for additions and double strikethrough for deletions.

** This version is identical to the version described immediately above but is provided as a courtesy to the public so that readers can more easily identify and comment on changes made since the last comment round. This version shows the first modified text without underline. The second modifications to the text are shown with underline for additions and strikethrough for deletions.

Nov 6, 2023 - First Modifications to Proposed Text

Comment Period Ends: November 27, 2023

April 5, 2023 - Initial Proposed Text

Comment Period Ends: May 17, 2023

Historical Rulemaking

Final Regulations

  • PRO 23/04 – Books and Records
  • PRO 07/05 – Attorney General’s (AG’s) Electronic Fingerprint Transmission Requirement
  • PRO 29/02 – Short and Long form applications for licensure.

Invitation for Comments

PRO 04/08 – CDDTL Regulations
Comment Period Ends June 24, 2015

Comment Period Ends: May 19, 2014

Comment Period Ends: August 16, 2013

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PRO 01-21 – CCFPL, CFL, CDDTL, and SLSA – Registration Requirements under the CCFPL

Comment Period Ends: November 27, 2023

Comment Period Ends: May 17, 2023

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Last updated: May 3, 2024 @ 8:58 am