Commissioner’s Releases – California Residential Mortgage Lending Act

Commissioner’s Releases

• 65-FS: New Mortgage Foreclosure Laws To Take Effect January 1, 2013
• 64-FS: Exemption for Employees of Certain Bona Fide Nonprofit Organizations
  • Form
  • Instructions
• 63-FS: SAFE Act – Interim Licensing Relief for HUD-Certified Housing Counselors and Habitat for Humanity Volunteers and Employees
  06-22-10
• 62-FS: Implementation of Guidance Including “Best Practices” for Certain Nontraditional and Adjustable Rate Mortgage Loan Products.
  11-19-07
  • Comparison Chart [doc]
  • Comparison Chart Information [doc]
  • Interagency Guidance on Nontraditional Mortgage Products Risks Highlight [pdf]
  • The Comparison Chart is also available in the following languages: Chinese – 汉语| Korean | Spanish – Español | Tagalog | Vietnamese – Tính Từ
  • Guidance on Nontraditional Mortgage Product Risk (PDF)
• 61-FS: Arranging Workouts for Borrowers, Preparing for Special Servicing Reports to the Commissioner, and Establishing a Working Group in Connection with Nontraditional and other Mortgage Loan Products.
  09-05-07
  • Statement on Loss Strategies for Servicers of Residential Mortgages [pdf]
  • FDIC, CSBS and AARMR Suggest Servicers Avoid Debt-to-Income (DTI) Ratios Above 50 Percent for Modified Obligations [pdf]
  • Homeownership Preservation Statement of Principles [pdf]
• 58-FS: Evidence of Compliance with Financial Code Section 50204(o)(revised) [pdf]
  05-03-17
• 55-FS: Changes to the Covered Loan Law [pdf]
  02-17-06