Debt Collection Licensing Act: Regulations, Opinions, and Releases

PRO 02/20 – Effective December 22, 2021

Debt Collection Regulations: License Application and Requirements

ADOPT: Title 10, California Code of Regulations, Sections 1850, 1850.6, 1850.6.1, 1850.7, 1850.8, 1850.9, 1850.10, 1850.11, 1850.12, 1850.13, 1850.14, 1850.15, 1850.16, 1850.30, 1850.31, 1850.32, 1850.50, 1850.60, and 1850.61.
Effective Date: December 22, 2021

• Text of Final Rules (PDF)
• Final Statement of Reasons (PDF)
• OAL’s Notice of Approval and Endorsed Form 400 (PDF)

Electronic Surety Bond, Effective June 29, 2021

ADOPT: Title 11, California Code of Regulations, Section 31.29
Effective Date: June 29, 2021

• Text of Electronic Surety Bond, including STD. Form 400

PRO 01/23 – Debt Collection Regulations: Net Proceeds and Annual Reports

Second Modifications to Proposed Text

Comment Period Ends: September 27, 2024

• PRO 01/23 – Second Notice of Modifications (PDF)
• PRO 01/23 – Second Modified Text (PDF)
• View comments on PRO 01/23 – Debt Collection Regulations: Net Proceeds and Annual Reports – Second Modifications to Proposed Text

Modifications to Proposed Text

Comment Period Ends: July 3, 2024

• PRO 01/23 – Notice of Modifications (PDF)
• PRO 01/23 – Modified Text (PDF)
• View comments on PRO 01/23 – Debt Collection Regulations: Net Proceeds and Annual Reports – Modified Text

Initial Proposed Text

Comment Period Ends: March 27, 2024

• PRO 01/23 – Notice of Proposed Action (PDF)
• PRO 01/23 – Initial Statement of Reasons (PDF)
• PRO 01/23 – Text of Proposed Regulations (PDF)
• View Comments on PRO 01/23 – Debt Collection Regulations: Net Proceeds and Annual Reports

PRO 05/21 – Debt Collection Regulations: Scope, Annual Reports, and Records Retention

Invitation for Comments

Comment Period Ends: January 15, 2024

• PRO 05/21 – Invitation for Comments (PDF)
• PRO 05/21 – Second Draft Text (PDF)
• View Comments on PRO 05/21 – Debt Collection Regulations: Scope, Annual Reports, and Bond – second draft

Comment Period Ends: August 29, 2022

• PRO 05/21 – Invitation for Comments (PDF)
• PRO 05/21 – Text (PDF)
• View Comments on PRO 05/21 – Debt Collection Regulations: Scope, Annual Reports, and Bond – first draft

Comment Period Ends: October 5, 2021

• PRO 05/21 – Invitation for Comments (PDF)
• View Comments on PRO 05/21 – Debt Collection Regulations: Scope, Annual Reports, and Bond

PRO 02/20 – Debt Collection Regulation: License Application and Requirements

Second Modifications to Proposed Text

Comment Period Ends: December 2, 2021

• Revised Notice of Second Modifications (PDF)
• Proposed Second Modified Text (PDF)
• View Comments on Second Modifications to Proposed Text: PRO 02/20 – Debt Collection Regulation: License Application and Requirements

Modifications to Proposed Text

Comment Period Ends: July 12, 2021

• Notice of Modifications (PDF)
• Proposed Modified Text (PDF) 
• View Comments on Modifications to Proposed Text: PRO 02/20 – Debt Collection Regulation: License Application and Requirements

Initial Proposed Text

Comment Period Ends: June 8, 2021

• PRO 02/20 Notice (PDF)
• PRO 02/20 Initial Statement of Reasons (PDF)
• PRO 02/20 Text (PDF)
• Surety Bond reference (PDF)
• NMLS Branch Form = PRO 02/20 NMLS Branch Form (PDF)
• NMLS Company Form = PRO 02/20 NMLS Company Form (PDF)
• NMLS Individual Form = PRO 02/20 NMLS Individual Form (PDF)
• View Comments on Initial Proposed Text