Consumer Insights 2022
Crypto: What You Should Know Right Now
The DFPI is regularly monitoring the most pressing crypto-related questions. We provide answers to some of the top questions being shared online and resources for investors.
Checking Your Credit – What You Need to Know
Your credit report is an important part of your financial life that determines whether you can get credit and how much it costs you to borrow. Whether you have “good” or “bad” credit is based on your credit history. Find out what your credit history looks like by checking your credit report.
Buy Now, Pay Later: Protect Yourself Before You Check Out
Buy Now, Pay Later (BNPL) plans are a popular way to make purchases online. But like all forms of credit, BNPL comes with its share of risks. Before your next big purchase, make sure you are adequately informed about BNPL, so you don’t end up owing more than you bargained for.
Tis the Season – Holiday Shopping Tips
Holiday shopping is in full swing! Follow these tips to help keep you, and your money, safe during holiday shopping.
Safer Shopping Means Happier Holidays
Like millions of Americans, you are probably planning to buy many of your holiday gifts online. Follow this guide to protect yourself from common holiday and online shopping scams.
Social Media Finfluencers – Who Should You Trust?
Financial influencers or “finfluencers” use social media platforms to distribute financial information and advice. Consumers should be aware of the risks involved with taking advice from unlicensed financial advisers.
Financial Abuse Is Domestic Abuse
Financial abuse is the most pervasive form of domestic abuse. Learn how to identify financial abuse, how to protect yourself, and how to help others who are experiencing it.
DFPI Recognizes Outreach Partners for Latino Heritage Month
In celebration of Latino Heritage Month, the DFPI recognizes the amazing work of our Spanish language and Latino community outreach partners.
High Yield Investment Programs (HYIPs) – Don’t Get Scammed
High Yield Investment Programs (HYIPs) are Ponzi schemes that promise passive income and high returns in short periods of time. HYIPs often involve crypto and rely on investors to recruit more investors. These schemes appear as if they’re operating as legitimate investments for a while, but beware! It’s only a matter of time until they collapse and disappear with your money!
Beware of Fake Debt Collectors!
The Department has seen an increase in complaints involving fake debt collectors attempting to collect on false debts. We have provided some simple steps to avoid falling victim to a debt collection scam.