Licensees and Industries Regulated by the Department
The Department of Financial Protection and Innovation (DFPI) provides protection to consumers and services to businesses engaged in financial transactions by regulating a variety of financial services, products and professionals. Below is a list of the licensees, franchises, transactions and industries that are regulated or overseen by the DFPI.
- Banks
- Broker-Dealers and Investment Advisers
- California Deferred Deposit Originators (commonly known as “Payday Lenders”)
- California Financing Law
- California Residential Mortgage Lenders
- Capital Access Company Law
- Check Sellers, Bill Payers and Proraters
- Credit Unions
- Debt Collectors
- Escrow Agents/ Escrow Law
- Franchises (Franchise Investment Law)
- Local Agency Security Program
- Money Transmitters
- Mortgage Loan Originators
- Premium Finance Companies
- Property Assessed Clean Energy (PACE) Program Administrators
- Responsible Small Dollar Loans (Pilot Program)
- Securities (Corporate Securities Law of 1968)
- Student Loan Servicers
- Trust Companies and Departments
Additional Resources:
Consumer Financial Protection Bureau:
- 2021 Mortgage Servicing COVID-19 Rule Executive Summary (PDF)
- Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
- CARES Act forbearance – Learn about forbearance
State laws passed for COVID-19:
Key Consumer Links
News & Info Links
Approved by KLee 4/2021